Healthcare and The Supreme Court

Healthcare and The Supreme Court

Well, folks, here we are at last. The final debate over healthcare and who gets it and who doesn’t. That’s right, it’s time for the Big Showdown in the halls of supreme justice as people we’ve never met are arguing in front of the Divine Nine the pros and cons of providing healthcare for everyone centered around the single hurdle, is it constitutional?

It’s very ironic that our current healthcare system is discriminatory which, according to our constitution, is unconstitutional. Providers discriminate daily. Hell, hourly! It may not be because of race, religion or creed, however, which lets them bypass the actual law. But walk in there  to apply for insurance with a history of cancer or diabetes and see what they say. Yep, the answer is “No”. But because those words “and regardless of medical history…” in the discrimination clause of our glorious constitution  they get away with it. And, the result is mass of people who can’t get healthcare when they need it most.

The reason is simple. Healthcare providers want to insure only healthy people so that YOU will NOT USE your benefits and they will reap HUGE PROFITS, their stock goes up and the CEO’s get big bonuses. Welcome to the world of ‘healthcare for profit’, ladies and gents. And, if the conservatives get their way with the Divine Nine’s ruling overturning the health care act, the pool of uninsured will become even larger. Maybe 100million. Who knows! As the insurance companies continue to nitpick, create restrictive guidelines, jack up premiums for pre-existing conditions, etc. etc. then it will only be available to those who never need it.

I’ve been pretty healthy all my life, no chronic diseases, no surgeries, etc. But, i’m fast approaching 60 and am self-employed. Premiums are outrageous for less and less coverage. Basically they are pricing me out of the market. I’m at the tail end of the baby-boomer generation and with all these boomers reaching the 60-70 age range in one big lump is sure to cause concern for the bean counters at the big insurers.

I have a relative, 62 years of age, married and retired (husband is same age). They pay for an insurance policy for the two of them a whopping $800 per month. That gets them a $20,000 deductible! That’s just under $10,000 in premiums annually and a total of $30,000 out of pocket before the insurance company pays a dime.

I don’t know about you but I know I don’t have $30,000 lying around nor do I wish to pay $800 per month for services that I don’t even know will reliably cover what I need when I need it. Each of my previous claims of any sizeable nature were all declined (in one case they simply cancelled the policy over a technicality when the claim was for $48,000 involving my stepson).  As they say, health benefits are great to have as long as you don’t need them!

It’s no wonder that of the million+ bankruptcies filed annually the overwhelming majority are from medical bills. We’ll see this figure rise sharply over the next decade as one thing fuels another. More bankruptcies means no payment for medical expenses which drives up those costs to cover the losses which raises medical insurance premiums, etc. etc. etc. until there’s 5 million bankruptcies annually and 100+ million people without insurance. It’s a trainwreck we can all see coming but can’t get out of the way.

The only possible solution is a single payer system that is not profit motivated. This would be a system where:

  1. EVERYONE is covered
  2. EVERYONE pays into the pool either through taxes or premiums or a combination
  3. EVERYONE is a participant whether healthy or sick

Insurance is a simple numbers game as it’s operated currently. Basically, insure lots of healthy people and hope they don’t get sick. If you’re sick then don’t apply because we will either:

  1. Not insure you, or
  2. Charge you a ridiculous premium because you’re, in fact, sick and need benefits

The ONLY way that all Americans will get health care benefits is if ALL Americans participate in the pool. This means the healthy and the sick. Regardless of who is in office, this is a basic concept for total inclusion. The independent insurance companies have stated they would offer unrestricted benefits ONLY if everyone participated. This is the fundamental clause in the health care act that they are arguing this week.

If the healthcare act is overturned by the Supreme Court then my prediction is 30 more years before any changes are made in our health care system.

Rocks Can Kill Border Patrol Agents

Rocks Can Kill Border Patrol Agents

Typical of the media to victimize the perpetrators in this recent border incident where a 15 year old Latino was shot and killed by border patrol officers opening a huge debate and criticism over our border security measures. First, I scream “BULLSHIT”. A 15 year old with a rock in his hand is perfectly capable of doing massive damage. Don’t think so? WATCH this video for an eye opener.

STOP feeling sorry for those people who are BREAKING LAWS AND TERRORIZING OUR BORDERS! People, WAKE UP! Illegal immigrants use various deadly means to bypass border security. This is WAR but for some reason we don’t want to think that our enforcement agencies should be able to defend themselves. And the President of Mexico condemning it??!! Are you fricking kidding me?!

Illegal Immigrants – Let’s Make Sense Of This

Illegal Immigrants – Let’s Make Sense Of This

Support SB1070

Support SB1070

Recently large demonstrations have taken place across the country protesting the fact that arizona is addressing the issue of illegal immigration.

Certain people are angry that the us might protect its own borders, might make it harder to sneak into this country and, once here, to stay indefinitely.

Let me see if I correctly understand The thinking behind these protests. Let’s say I break into your house. Let’s say that when you discover Me in your house, you insist that I leave.

But I say, ‘No! I like it here.  It’s better than my house. I’ve made all The beds and washed the Dishes and did the laundry And swept the floors. I’ve Done all the things you don’t Like to do. I’m hard-working And honest (except for when I broke into your house)

According to the protesters:
You are Required to let me stay in your house
You are Required to feed me
You are Required to add me to your family’s insurance plan
You are Required to Educate my kids
You are Required to Provide other benefits to me & to my family
(my husband will do all of your yard work because He is also hard-working and honest, except for that Breaking in part).

If you try to call the police or force me out, I will call my friends who will picket your House carrying signs that proclaim my RIGHT to be there.

It’s only fair, after all, because you have A nicer house than I do, and I’m just Trying to better myself.  I’m a hard-working And honest, person, except for well, You know, I did break into your house And what a deal it is for me!!!

I live in your house, contributing only a Fraction of the cost of my keep, and There is nothing you can do about it Without being accused of cold, Uncaring, selfish, prejudiced, and Bigoted behavior.

Oh yeah, I DEMAND that you learn MY LANGUAGE!!! So you can Communicate with me.

Why can’t people see how ridiculous This is? Only in America . If you agree, pass it on ( in English ).. Share it if you see the value of  it.

If not blow it off…….. Along with your future Social Security Funds, and a lot of other things.

Joe Wilson Hero or Goat?

Joe Wilson Hero or Goat?

Joe Will Rep. S.C.

Joe Will Rep. S.C.

Well, in the wake of President Obama’s speech to the congress (oh, and the public) the big buzz is about the heckler in the crowd. Was it a show-throwing maniac? Nope. Was it nazi sign toters at a town hall meeting? Nope. It was none other than a member of congress, Rep. Joe Wilson of S.C., who razzed Obama at the point in his speech about the proposed health care plan covering illegal aliens, which Obama decalred was totally false. (more…)

Van Jones – Another one bites the dust!

Van Jones – Another one bites the dust!

Van Jones Goes Bye Bye

Van Jones Goes Bye Bye

It’s obvious that the Republican side of the political world isn’t going to let anyone from the left verbally abuse them without being held accountable. The controversial Van Jones pulled his foot out of his mouth long enough to type his email resignation last night. This, in some ways, shocked the current administration but was probably inevitable considering the amount of news airtime this was receiving and the public backlash in the wake of all the town hall debauchery. (more…)

Sean Hannity Forums Are A Joke

Sean Hannity Forums Are A Joke

Sean Hannity

Wanting to discuss some of the political topics I wandered over the Hannity.com site and joined the forums. There were lots of topics and categories but what most interested me was the Washington Politics forum that had discussions about many of the current hot subjects like health care reform.

Immediately you find out, especially in that forum, that there are many biased opinions about the subject. Also, it’s quite evident that Hannity has loaded his forums with dozens (if not hundreds) of cronies who rape and pillage any opposition to their right-wing ideals. Anyone who disagrees with or retorts to any of their ‘prized posters’ gets immediately banned. For someone touting the equalities of free speech he sure advocates hypocrisy as well. (more…)